Regulations on Maternity Insurance of the PRC — Full English Translation (2012)

Adopted on April 18, 2012

Effective: January 1, 2013


Table of Contents


Article 1 — These Provisions are formulated in accordance with the Social Insurance Law of the PRC to safeguard female employees’ maternity benefits.

Article 2 — State organs, enterprises, institutions and other employers and employees shall participate in maternity insurance.

Article 3 — Premiums shall be paid by employers, generally not exceeding 1% of total wages.

Article 4 — Funds shall be subject to city-level overall planning, deposited in special accounts and not misappropriated.

Article 5 — Female employees shall be entitled to maternity allowance and maternity medical expenses.

Article 6 — Maternity allowance shall be calculated on the 12-month average wages prior to childbirth and paid monthly during maternity leave.

Article 7 — Maternity medical expenses include examination, delivery, surgery, hospital bed and medication fees.

Article 8 — Social insurance administrative departments shall administer maternity insurance.

Article 9 — Agencies shall promptly pay benefits. Disputes shall be resolved under the Social Insurance Law.

Article 10 — These Provisions shall become effective on January 1, 2013.

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